Antje Wittmann from the Freiherr-vom-Stein-Institut der Universität Münster examined 2004, the composite network of savings banks.
"The aim of the work on S-Group is to present the present structures of the public banking sector and to identify, coordinate the mechanisms through which the cooperation of the grid companies will be. The coordination mechanisms of the savings bank network to the terms of the objectives of the Sparkasse organization are examined for their effectiveness and efficiency .
The main characteristics of the organization form "composite" she states:
"legal and economic independence of the companies, the lack of a common profit and loss account, the non-hierarchical structure and the lack of transfer rights of the central organization."
Here the link to their project description in 2004 and here a presentation to the conference on composite organizations.
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